Sun, Sep 13 · 12:00pm CT · Bank of America Stadium · Charlotte, NC · FOXFinal
CHI
Chicago Bears · NFC North · 1-0 · Away
FPI -0.5 · rank -1.034 · No nflverse EPA
-3 (-112)
-166
CAR
Carolina Panthers · NFC South · 0-1 · Home
FPI -1.4 · rank -0.828 · No nflverse EPA
+3 (-108)
+140
Bank of America Stadium at kickoff: 60°F, wind 8 mph, gusts 18 mph, 2% chance of precip.Display only. The 2024–2025 check did not show wind moving the spread or the total past the closing number, so weather is not in the formula.
Market vs model
Spread
CHI -3
CAR +3 (-108) CHI -3 (-112)
Model
CAR -1.5
Edge — Full ratings Fuel: ESPN FPI. nflverse enrichment is off.
ML / total
Pass
CAR +140 · CHI -166 Total 47.5 — no O/U pick
CallNo ticket
Number from DraftKings, via ESPN.
Why
nflverse enrichment is off. There is no ratings cache, so these numbers are ESPN FPI only. Run npm run nfl:refresh.
CAR rating -1.4, CHI rating -0.5.
Fuel: ESPN FPI. nflverse enrichment is off.
Home field adds 2.4 to CAR.
Predicted margin is CAR by 1.5.
There is no posted spread, so the edge is blank and there is no ATS ticket.
Model home 1.5. No market line yet. (Rating gap -0.9; home field +2.4). Fuel: ESPN FPI. nflverse enrichment is off.
Moneyline is a pass — the predicted margin is inside 2 points.
No totals ticket. On 2024–2025 closing totals the EPA number was less accurate than the market, so the total stays on the card and off the ticket.
Injured ReserveAnthony Johnson Jr. · Chicago Bears
OutShemar Turner · Chicago Bears
OutNoah Sewell · Chicago Bears
QuestionableKyle Monangai · Chicago Bears
QuestionableTyson Bagent · Chicago Bears
Lock a ticket
Same rules as the board. ATS only when the edge clears 5 and the rating is not a placeholder. Moneyline only when the model has a winner by 2 or more. The lock stores the line now. CLV fills in after the game is final if the nflverse cache has a closing spread. Until then it stays blank.
Model home 1.5. No market line yet. (Rating gap -0.9; home field +2.4). Fuel: ESPN FPI. nflverse enrichment is off.
No moneyline ticket — predicted margin is inside 2 points.