Sun, Nov 22 · 12:00pm CT · Bank of America Stadium · Charlotte, NC · FOX12:00pm CT
BAL
Baltimore Ravens · AFC North · 1-1 · Away
FPI 4.1 · rank 3.424 · No nflverse EPA
-4.5 (-110)
-218
CAR
Carolina Panthers · NFC South · 1-1 · Home
FPI -1.4 · rank -0.828 · No nflverse EPA
+4.5 (-110)
+180
Bank of America Stadium at kickoff: 55°F, wind 8 mph, gusts 17 mph, 13% chance of precip.Display only. The 2024–2025 check did not show wind moving the spread or the total past the closing number, so weather is not in the formula.
Market vs model
Spread
BAL -4.5
CAR +4.5 (-110) BAL -4.5 (-110)
Model
BAL -3.1
Edge 1.4 pts CAR Full ratings Fuel: ESPN FPI. nflverse enrichment is off.
ML / total
BAL
CAR +180 · BAL -218 Total 46.5 — no O/U pick
CallNo ticket
Number from DraftKings, via ESPN.
Why
nflverse enrichment is off. There is no ratings cache, so these numbers are ESPN FPI only. Run npm run nfl:refresh.
CAR rating -1.4, BAL rating 4.1.
Fuel: ESPN FPI. nflverse enrichment is off.
Home field adds 2.4 to CAR.
Predicted margin is BAL by 3.1.
Edge is 1.4 points toward CAR.
Edge 1.4 pts — inside the 5-pt no-bet band. (Rating gap -5.5; home field +2.4). Fuel: ESPN FPI. nflverse enrichment is off.
Moneyline ticket is BAL, because the predicted margin clears 2 points.
No totals ticket. On 2024–2025 closing totals the EPA number was less accurate than the market, so the total stays on the card and off the ticket.
Same rules as the board. ATS only when the edge clears 5 and the rating is not a placeholder. Moneyline only when the model has a winner by 2 or more. The lock stores the line now. CLV fills in after the game is final if the nflverse cache has a closing spread. Until then it stays blank.
Edge 1.4 pts — inside the 5-pt no-bet band. (Rating gap -5.5; home field +2.4). Fuel: ESPN FPI. nflverse enrichment is off.
Writes this moneyline into the ledger. No point line, and no fake close.